Instilling Hope; Empowering Lives

Charity is those with lesser needs helping those with greater needs

Ways to Maximize Your Gifts to Community Rescue Mission

With wise planning, your can guide the disposition of your estate and support charitable causes you believe in, while providing for your loved ones.


GIFTS DO NOT ALWAYS HAVE TO BE CASH

Funding your gift with stock or other appreciated assets can be advantageous for you and Community Rescue Mission. Transfer these assets directly to Community Rescue Mission, rather than sell them first and then give the proceeds. Transferring the assets directly to Community Rescue Mission allows you to

avoid paying costly capital gains tax.

Sometimes a loss on appreciated assets can be of value. If assets have decreased in value, consider selling them first, thereby creating a loss for tax purposes, and making deductible gifts for the cash proceeds. Check with your financial advisor to see it this would be a wise way to give.

Make larger gifts in years when you have more income. The higher your tax bracket, the greater the saving from your charitable gifts. Talk with your financial planner and accountant for ideas which allow you to achieve your personal giving goals.

Other gift ideas: securities, mutual funds, treasury notes, planned/estate gifts, IRAs, cash reserves, investment & interest income, dividends, family trusts, inheritance gifts-in-kind, oil & mineral rights, royalties, options, and income from other business resources. All such gifts will be converted to cash and applied toward the project. In some cases, you may need to dispose of the asset and give the proceeds to Community Rescue Mission. Consult your advisors about the most advantageous way to give for greatest benefits.

Examples are not intended to offer accounting assistance or legal advice. Consult your financial planner and other professionals on what is best for you.

Stock Example

Assume you hold shares of stock that you purchased for $2,000 five years ago, and it is now worth $10,000. If you transfer the stock to CRM directly, rather than sell it first and give the proceeds, you avoid paying long-term capital gains tax on the $8,000 your investment earned. Community Rescue Mission

receives the full $10,000 value of your donation. You get the value of the stock on the day of the transfer as your charitable gift.

GIFTS OF STOCK

Gifts of securities may be handled in several ways. You may make your gift by electronic transfer, by mail, or by hand delivery. To assure proper crediting and distribution of your gift, or if you have any questions regarding gifts of securities, please contact Community Rescue Mission.

The safest and most efficient way to donate securities is via electronic transfer. Your broker will be aware of this type of transaction and will need CommunityRescueMission's brokerage information. If you need the brokerage information or have any questions on donating appreciated property, please contact Community Rescue Mission. If your stock is held at a broker, notify the broker that you wish to make a gift of securities to your Community Rescue Mission. Your broker will need written authorization from you before they can make the transfer. Provide your broker with Community Rescue Mission’s brokerage information you obtained from Community Rescue Mission. Contact Community Rescue Mission and communicate exactly what is being transferred and where you would like your gift to be designated. It is very important that you notify Community Rescue Mission before the transfer is made.

HOW TO HANDLE STOCK CERTIFICATES

  • If your securities are not held at a broker you may mail or hand deliver the certificate(s) to Community Rescue Mission office.

  • If mailing, send unendorsed certificate(s) and a signed letter of instruction (including your name, address, and purpose of the gift) in one envelope. In a second envelope, send a signed, signature guaranteed, stock power.

  • It is strongly recommend that you use registered mail to forward certificates and stock power. Please DO NOT mail endorsed certificates. Once the certificate is endorsed, it is legal tender and can be exchanged by anyone.

  • It is recommended that certificates not be sent to a transfer agent for registering in Community Rescue Mission’s name. This is unnecessary and may result in needless delays. The securities are considered given on the date the transfer is effective.


Making a Planned Gift from your Estate: Your Legacy of Faith

Welcome to our web site of helpful information regarding how you can leave a legacy gift of faith and love to instill hope and empower lives through the ministry of of Community Rescue Mission. Thank you for your interest and generosity. Many of the blessings we enjoy today are the products of dedication on the part of those before us. We can join that “cloud of witnesses” committed to advancing God’s work beyond their lifetimes.

Estate planning is sometimes referred to as “planned giving” or “deferred giving.” The objectives of estate planning are to:

Conserve estate assets for yourself and for those you love • Bypass capital gains taxes
Reduce current income taxes
Reduce federal estate taxes

Increase current income

There are several planned giving arrangements that will help you maximize your personal benefits and accomplish your charitable giving goals. Each planned giving arrangement can be structured to suit your individual situation. Examples of planned gifts include:

WILLa gift to Community Rescue Mission may be made in your will. This may be a percentage of your will, a tithe, or an outright designated amount.

LIFETIME GIFT a gift where the donor receives a lifetime benefit, such as a charitable gift annuity, while making a gift to Community Rescue Mission.

OUTRIGHT GIFT a gift which expresses the donor’s good stewardship and carries benefits for the donor with income tax savings for the current year, such as cash, real estate, stock or life insurance.

Such a gift says you:
Believe—in the cause of Christ as implemented by Community Rescue Mission.
Desire—to be a good stewardship during and after your lifetime.
Believe Good works—are happening through Community Rescue Mission.
Embrace—the desire to instill hope and empower lives of people who are homeless or in crisis through

the minsitry of Community Rescue Mission.

How can planned giving benefit you?

  • Planned giving expresses your generosity and hope for the future. It is a testimony of your faithfulness beyond your life time. Planning well, giving wisely, and receiving go hand and hand. Our open hand in giving positions us to receive God’s provision.

  • Establishing a planned gift creates immediate, hearte felt joy and the abiding assurance you are a wise and faithful steward of all God has entrusted to you.

  • Your Planned Gift keeps you in partnership with God, today and after your lifetime, to achieve the mission of Community Rescue Mission.

  • Your Planned Gift may be undesignated for the broad benefit of the Community Rescue Mission so that it can serve the most immediate future needs, or your gift can be designated for a certain program.


Consider the advantages today and in years to come:

  • Income and Estate tax reduction (IRA gifts have great tax advantages)

  • Avoidance of appreciated or capital gains taxes

  • Increased income and effective rate of return

  • Tithing your estate is an inspiring witness

    Ways to Give

    Bequests: Make a gift in your will
    Charitable Gift Annuity: Your transferred assets benefit Community Rescue Mission and you

    through life income payments
    Charitable Lead Trust: Provides for Community Rescue Mission as well as your children

    Charitable Remainder Trust: Pays you income based on the asset value
    Donor Advised Fund: Simple and flexible, provides immediate tax benefits but you still have input

    on future disbursements
    Retained Life Estate: One of your valued possessions, your home, can become a gift, even while

    you are living in it

    What to Give

    •  Cash: Simplest way to give

    •  Life Insurance: Donate the policy or name Community Rescue Mission as beneficiary

    •  Real Estate: If you own property that is paid off, you can transfer this asset to a beneficiary and still

      live in it

    •  Retirement Plan Assets: Reduce tax to heirs by naming Community Rescue Mission or favored cause

      as beneficiary

    •  Securities: Best to donate are appreciated stocks

    •  Talk to your financial advisor or estate planning attorney to decide what you want to give and the best way to give most advantageous to your situation.

    •  Your gift to the Community Rescue Mission is deductible to the highest amount allowed by law.

    •  Contact the Community Rescue Mission with any questions to talk with a knowledgeable staff

      member. 


Donate Now  


Or mail your your contribution to the following address:

Community Rescue Mission
P.O. Box 607
Fort Smith, AR 72902